Automated Reconciliation Engine
Match every penny across payment gateways, bank nodal accounts, and your ERP ledger automatically.
SabbPe Reconciliation replaces hours of manual spreadsheet matching with real-time 3-way automated matching. Detect exceptions, auto-tag refunds, and sync clean journals directly into Tally, SAP, Zoho Books, or Oracle NetSuite.
See it in action
Month-end shouldn't mean a week of spreadsheets
Drop in your files. An agent matches every record and shows what is missing.
See Automated Reconciliation Engine in action
Explore real-time data structures, automated workflows, and intelligence feeds.
3-Way Auto-Reconciliation Feed
Automated matching across Payment Gateway, Bank Nodal UTRs, and Ledger Order Books
| ORDER / TXN ID | GATEWAY AMOUNT | BANK UTR CREDIT | MDR & GST FEE | MATCH STATUS | ERP JOURNAL SYNC |
|---|---|---|---|---|---|
| ORD_9482103 • UPI | ₹45,200.00 | ₹45,200.00 (UTR_88291) | ₹0.00 (Zero MDR UPI) | MATCHED 3-WAY | Synced to SAP GL #4001 |
| ORD_9482104 • CARD | ₹1,24,000.00 | ₹1,22,264.00 (UTR_88292) | ₹1,736.00 (1.4% MDR) | MATCHED 3-WAY | Synced to Tally ERP9 |
| ORD_9482105 • AUTOPAY | ₹8,500.00 | ₹8,500.00 (UTR_88293) | ₹0.00 | MATCHED 3-WAY | Synced to Zoho Books |
Built for scale, security and precision
3-Way Intelligent Matching
Simultaneously cross-checks transaction logs from payment gateways, bank settlement UTR files, and internal order books to ensure zero discrepancy.
Instant Exception & Dispute Alerts
Automatically flags missing payouts, delayed settlements, double debits, and chargebacks with root-cause diagnostics.
Automated ERP Journal Sync
Generates double-entry accounting entries, GST breakdowns, and MDR fee ledger postings directly into your financial software.
Refund & Chargeback Tagging
Maps customer refunds and chargeback deductions back to the original order ID without manual investigation.
How it works step-by-step
Multi-Source Data Ingestion
Pulls gateway webhooks, bank MT940/CAMT feeds, and order book databases continuously.
Rules-Based Matching Algorithm
Matches transactions on Order ID, RRN, Amount, and Settlement UTR with tolerance parameters.
Exception Resolution & ERP Export
Resolves edge cases automatically and pushes verified ledger entries straight to accounting.
Integration & Compatibility
Data Sources Supported
- All major Indian Bank Nodal / Escrow accounts
- PG logs: SabbPe, Razorpay, PayU, Cashfree, Billdesk
- UPI NPCI settlement logs & card network files
Export & Integration formats
- Direct REST API webhooks
- Automated Daily SFTP export
- Formatted CSV, Excel (XLSX), JSON & PDF reports
Explore related platforms & tools
Unified Payments & Analytics Dashboard
One centralized view for all collections, payouts, routing health, and settlement pipelines.
Settlement & Automated Reporting Engine
Fast, predictable settlements with downloadable audit-ready tax and financial reports.
Advanced Analytics & Insights Engine
Turn raw transaction logs into growth strategies with cohort tracking and drop-off analytics.